Datenschutzerklärung

1. Der Geltungsbereich

1.1 Diese Richtlinie beschreibt, welche Arten von Personendaten die Gesellschaft über natürliche Personen erhebt und wie sie diese verarbeitet, an Dritte weitergibt, ihre Prozesse absichert usw.

1.2 This Policy applies to information relating to an identified or identifiable natural person. A natural person is identifiable if they can be identified directly or through a combination of additional information that we hold or can access.

1.3 The Policy defines «processing» as an operation that requires the use or collection of personal data. This includes the management, structuring, and storage of personal data.

1.4 Our Services are intended for use by a general audience and are not designed for persons under 18 years of age. We do not knowingly seek or collect information from persons under 18 years of age. We do not knowingly permit such persons to use our Services. As soon as we become aware of information relating to minors, we delete it as quickly as possible.

2. Welche Personendaten wir über Sie haben

2.1 When you access the Service and the Channels or visit our website, we collect personal data. In certain cases, we may request your personal data.

2.2 In anderen Fällen erheben wir Ihre personenbezogenen Daten, indem wir Ihre Nutzung unserer Dienstleistungen oder Servicekanäle analysieren oder Informationen über Sie von unseren Drittpartnern erhalten.

3. Keine Pflicht zur Offenlegung von Personendaten

3.1 You are not required to provide us with personal data. However, in certain circumstances, if you do not provide personal data, this may prevent us from providing the Services or prevent users from accessing the Website.

4. Welche Personendaten wir erfassen

4.2 The information you collect is not personal data and cannot be used to identify you.

4.3 Personal data we receive from you: all personal data you voluntarily provide to us when you connect to a third-party online trading platform through us.

4.4 Personal data that you deliberately transmit to third-party platforms to enable trading: This data includes your full name, address, telephone number, and email address.

5. Rechtsgrundlage und Gründe für die Bearbeitung von Personendaten

5.1 Your personal data are processed by the Company for the purposes described in this section and in accordance with the applicable legal basis.

5.3 Contact us by email to obtain further information about the processing necessary to safeguard legitimate interests.

5.4 Below is a list of the reasons and legal bases on which we may use the information you provide:

6. Weitergabe von Personendaten an Dritte

6.1 Das Unternehmen kann Personendaten auch an Drittunternehmen weitergeben, die Dienstleistungen für uns erbringen, etwa Hosting und Speicherung, Informationen zu IP-Adressen sowie Analysen der Nutzererfahrung.

6.2 Sie können uns zudem auffordern, bestimmte personenbezogene Daten über Sie an Trading-Plattformen Dritter weiterzugeben. In solchen Fällen geben wir die personenbezogenen Daten, die Sie uns bereitstellen, an Trading-Plattformen Dritter weiter. Die Verwendung Ihrer personenbezogenen Daten unterliegt den Datenschutzrichtlinien dieser Trading-Plattformen. Ihre personenbezogenen Daten könnten an mehrere Trading-Plattformen weitergegeben werden.

6.3 Das Unternehmen kann Personendaten unter Umständen an verbundene Unternehmen oder Geschäftspartner weitergeben. Dies kann dem Unternehmen die erforderlichen Ressourcen verschaffen, um die seinen Kundinnen und Kunden angebotenen Produkte und Dienstleistungen weiterzuentwickeln und zu verbessern.

6.4 Where necessary to protect third-party rights or assets, the Company is entitled to disclose personal data to supervisory authorities, local authorities, or other official authorities.

6.5 We may also disclose personal data about you to potential investors, buyers, or lenders of the Company or another company in the Group if a related transaction takes place, including the transfer or sale of assets owned by the Company or another company in the Group, or in connection with a merger, restructuring, consolidation, or bankruptcy of the Company or another company in the Group.

7. Cookies und Drittanbieter-Services

7.1 Services from third-party providers may be used, including providers that display advertising on our website or analytics companies. These companies may also use cookies or other technologies.

7.2 Cookies are small text files stored on your device each time you visit or access the Website. Cookies are used to collect information about your preferences and browsing behavior, improve the user experience, track your preferences, and tailor products and services that may be of interest to you. Cookies are also used for statistics and analyses.

7.3 Certain cookies we may use are session cookies. They are temporarily downloaded to your device and remain there only for a short time until you close your browser. Other cookies are persistent. Persistent cookies remain on your device for a specified period after you close your browser. They are used to help the Website identify you as a returning user and allow users to return to the Website.

7.5 Please note, however, that in this case some or all functions and features of the Website may not function as you expect.

Hinweis zum Online-Tracking: Dieser Service unterstützt derzeit keine Do-Not-Track-Signale.

8. Aufbewahrung von Personendaten

8.1 The Company retains personal data about you for as long as necessary to fulfil the purpose of processing personal data, as described in this Policy, or for longer periods where permitted by law or regulations, directives, and applicable orders.

8.2 We will disclose your information to third-party trading platforms for a period of 12 months. If you consent, we will continue to disclose your data for a further 12 months.

8.3 Wir überprüfen die von uns aufbewahrten Personendaten regelmässig, um sicherzustellen, dass wir sie nicht länger als erforderlich aufbewahren.

9. Internationale Transfers

9.1 Your personal data may be transferred to other countries (i.e., to a third country or international organisations). The Company takes all necessary measures to protect the personal data you provide and to ensure that data users can exercise their rights and access effective legal remedies.

9.3 The Company may provide information about the security measures it uses to protect your personal data when it is transferred to third countries or international organisations. Send an email to: support@kern-zinsverd.com

10. Sicherheit von Personendaten

10.1 Wir haben angemessene organisatorische und technische Massnahmen zum Schutz von Personendaten getroffen. Dazu gehört die Verhinderung der unbeabsichtigten oder rechtswidrigen Vernichtung, des Verlusts oder der Änderung von Personendaten.

10.2 We cannot guarantee or warrant that the security of your personal data will be ensured without error at all times. We also cannot be held liable for non-material, incidental, or consequential damages arising from the use or disclosure of personal data. This includes, without limitation, cases in which personal data is disclosed due to transmission errors, unauthorised access by third parties, or other reasons beyond our control.

10.3 In the event of legal obligations or other obligations beyond our control, we may be required to disclose personal data concerning you to third parties, such as authorities. In these situations, we have no influence over how third parties ensure the security of your personal data.

10.4 Personal data cannot be transmitted over the Internet in a fully secure manner. The Company cannot guarantee the security of personal data you send us over the Internet.

11. Hyperlinks zu Websites Dritter

11.1 Links to third-party websites and applications are provided on the Website. These applications and websites are not under the Company’s control. We are not responsible for the collection or processing of personal data by these websites or apps. This Policy does not apply to actions carried out through such websites or apps.

11.2 When you access third-party websites or apps, we recommend reading their privacy notices before deciding whether to access or use those apps. We also recommend providing them with personal data.

12. Änderungen an dieser Richtlinie

12.1 Diese Richtlinie kann jederzeit geändert werden. Bei Änderungen an dieser Richtlinie informieren wir Sie, indem wir die aktualisierte Richtlinie auf unserer Website veröffentlichen.

12.2 Wenn wir wesentliche Änderungen an dieser Richtlinie vornehmen, werden wir zudem versuchen, Sie auf von uns als angemessen erachteten Wegen zu informieren und eine Ankündigung auf unserer Website zu veröffentlichen.

12.3 Sofern nicht ausdrücklich anders angegeben, treten alle Änderungen nach der Veröffentlichung der überarbeiteten Richtlinie in Kraft.

13. Ihre Rechte

13.1 You are entitled to require us to verify the accuracy of the personal data collected about you, correct errors, and delete any personal data we no longer need. You may also restrict the scope of certain types of personal data processing.

13.2 If you reside in the EEA, please refer to this page. These rights apply to the information you provide in connection with your personal data. You may request to exercise your rights by emailing the address provided below.

13.3 Right of access You may request confirmation from the Company as to whether personal data concerning you is being processed. If so, you may request access to your personal data. The Company will provide an electronic copy of the personal data currently being processed and may charge a reasonable fee for additional copies. Upon request, the data will be made available to you electronically. The right of access to personal data must not conflict with the rights and freedoms of others. If the request adversely affects the rights and freedoms of another person or that person’s rights, the Company may refuse to fulfil the request or limit the scope of fulfilment.

13.4 Recht auf Berichtigung Das Unternehmen ist berechtigt, unrichtige Personendaten zu berichtigen. Sie sind berechtigt zu verlangen, dass unvollständige Personendaten, die Sie betreffen, unter Berücksichtigung des Bearbeitungszwecks berichtigt werden.

13.5 Right to erasure The following grounds apply: (a) personal data is no longer needed for the purpose for which it was collected or processed; (b) you withdraw your consent and there is no legal basis for the processing; (c) you object at any time, on grounds relating to your particular situation, to the processing of your personal data based on legitimate interests pursued by us or by a third party; (e) personal data is processed unlawfully; or (f) personal data must be erased to comply with a legal obligation of the Company. This right does not apply where processing is necessary (a) to comply with a legal obligation that requires processing under European Union law or the law of a Member State; or (b) to establish, exercise, or defend legal claims.

13.6 Restriction of Processing If you have concerns about the accuracy of your personal data, you may ask the Company to restrict the processing of your personal data. If you request restriction of this personal data, the personal data may only be stored if you give your consent, or if this is necessary to establish, exercise, or defend legal claims, protect the rights of another natural person, or for reasons of substantial public interest within the European Union or a Member State.

13.7 Right to data portability Where processing is automated and based on your consent or on a contract to which you are a party, you have the legal right to receive and review the personal data you have provided to the Company. You may request that your personal data be transmitted directly by the Company to another controller, where technically feasible. Exercising your right to data portability does not affect the rights available to you under the right to erasure. The right to data portability does not affect the rights or freedoms of other persons.

13.8 Right to object You have the right at any time to object to any processing of personal data concerning you that is based on legitimate interests pursued by the Company or a third party. This right is not limited to profiling based exclusively on these legitimate interests. If we can demonstrate compelling legitimate grounds for processing personal data, we may continue processing only if those grounds override your rights, freedoms or interests, or if processing serves the establishment, exercise or defence of legal claims. In connection with direct marketing, you have the right at any time to object to the processing of personal data concerning you.

13.9 Right to withdraw consent You may withdraw your consent to our processing of your personal data at any time. This does not affect the lawfulness of processing based on your consent before its withdrawal. You have the right to lodge a complaint with the supervisory authority responsible for you. You may contact a supervisory authority established by a Member State that safeguards the fundamental rights of natural persons in connection with the processing of personal data within the European Union. The laws of the European Union and its Member States may restrict your rights relating to personal data concerning you, as described in this section 13.

13.10 Wir stellen Ihnen die angeforderten Informationen gemäss Ihren Rechten nach Ziffer 13 dieser Vereinbarung innerhalb eines Monats nach Eingang Ihrer Anfrage zur Verfügung. Die Frist kann bei Bedarf, abhängig von der Art und Anzahl der Anfragen, auf bis zu zwei Monate verlängert werden. Wir informieren Sie innerhalb eines Monats nach Eingang Ihrer Anfrage über eine etwaige Verlängerung und die Gründe dafür.

13.11 Sofern dies den Bestimmungen von Artikel 13 des Gesetzes nicht widerspricht, stellen wir Ihnen die Informationen, die Sie gemäss Ihren Rechten nach Artikel 13 anfordern, kostenlos zur Verfügung. Ist der Antrag unbegründet oder unverhältnismässig, insbesondere bei wiederholten Anträgen, können wir einen angemessenen Betrag zur Deckung der Verwaltungskosten für die Bereitstellung der Informationen oder die Mitteilung der beantragten Massnahme berechnen. Wir können auch davon absehen, tätig zu werden.

13.12 If we have doubts about the identity of the person who actually submitted your request, we may ask the requesting person to provide reasonable proof of identity.